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DSCR Mortgage and Loans

DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify based on property cash flow rather than personal income. Benefits of DSCR Loans: No Personal Income Verification – Approval is based on rental income. Easier Qualification – Ideal for self-employed investors. Flexible Loan Options – Available for various property types. Fast Closing – Less paperwork speeds up approval. For more details on DSCR and other loan programs, see below. Questions? Speak to a Loan Officer (800) 718-8906.

Debt Service Coverage Ratio Loans - Programs We Offer | Guidelines and Highlights:

Super Jumbo DSCR Investor Mortgage

Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors with a minimum credit score of 620. Offers up to 85% LTV for purchase transactions, 80% for cash-out refinance, and loan amounts up to $15,000,000.

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06/17/2021 09/07/2025

Super Jumbo DSCR to $4,000,000

DSCR First Time Investor Loan OK Our DSCR cash flow loan offers borrowers an interest-only option to qualify using the interest-only payment plus escrows. This is just another benefit of this easy to close loan product specifically for real estate

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06/14/2023 09/10/2025

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