Speak to a Loan Officer (800) 718-8906

DSCR Mortgage and Loans

DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify based on property cash flow rather than personal income. Benefits of DSCR Loans: No Personal Income Verification – Approval is based on rental income. Easier Qualification – Ideal for self-employed investors. Flexible Loan Options – Available for various property types. Fast Closing – Less paperwork speeds up approval. For more details on DSCR and other loan programs, see below. Questions? Speak to a Loan Officer (800) 718-8906.

Debt Service Coverage Ratio Loans - Programs We Offer | Guidelines and Highlights:

DSCR Super Jumbo to $5,000,000 Cash Out

Qualifying for a mortgage on an investment property can be tricky, particularly if you own multiple properties. The DSCR (Debt Service Coverage Ratio) option makes qualifying simple: The only income considered to determine qualification is the rental income from the

Read More »

Debt Service Coverage No Ratio

Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to $5,000,000. Eligible for purchase and cash-out refinance with no employment or traditional income documentation required. Income is based on rental leases or appraisal. No DTI

Read More »

Contact a Loan Officer

DSCR Loans

DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify based on property cash flow

Read More »

DSCR Niche Loan Programs

Contact a Loan Officer

Alternative Income Documentation

Unconventional Mortgage Lending

Stated Income Loans (O/O & N/O/O)

Category Mortgages

Category Mortgage Lenders

Cash Out Refinance

Second Mortgages

Construction Loans

Latest Loan Programa

Credit Score Tools