A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906

Unconventional Mortgages - A Wealth of Information and Service: (800) 718-8906

Search

1099 Only Mortgages

1099 Only loan programs are for Sole Proprietors. Independent Contractors can utilize one or multiple 1099's for the previous 1 or 2 years. "Reduced Doc" (1-year employment history). "Lite Doc" (2-year Alt Doc income history,
Speak to a Loan Officer (800) 718-8906.

1099-Only Mortgages - Guidelines and Highlights:

580 Credit Score to $1,500,000

Non-Prime Mortgage Loan Program – 580 Credit Score Our Non-Prime Mortgage Loan Program is designed to help borrowers with less-than-perfect credit access home financing. Co-borrowers must have a minimum 580

Read More »
09/09/2017 09/07/2025

Non-QM Super Jumbo Mortgage Loans

Non-QM Alt Doc Bank Statement Loans to $10,000,000 Now you can use your 1099(s) to qualify as additional income/”ability to repay” (ATR) Non-QM loans are not subject to stringent guidelines

Read More »
03/11/2021 09/07/2025

Contact a Loan Officer

Alternative Income Documentation

Contact a Loan Officer

Unconventional Mortgage Lending

Stated Income Loan Programs

1099 Only Niche Loan Programs

Non-Prime 1099 Only Loan Programs

Latest Loan Programs

Alt Doc Purchase Loans

Alt Doc Refinance Loans

Cash Out Refinance

Second Mortgages

Second Mortgage Niche Loans

Construction Loans

Non-QM Lenders

Non-Prime Mortgage Loans

Credit Score Tools