A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906

Unconventional Mortgage Brokers - A Wealth of Information and Service: (800) 718-8906

Search

1099 Only Mortgages

1099 Only loan programs are for Sole Proprietors. Independent Contractors can utilize one or multiple 1099's for the previous 1 or 2 years. "Reduced Doc" (1-year employment history). "Lite Doc" (2-year Alt Doc income history,
Speak to a Loan Officer (800) 718-8906.

1099 Only Mortgages - Guidelines and Highlights:

Non-QM – Stated Expense Ratio

Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement lenders apply varying expense percentage

Read More »
10/15/2020 09/07/2025

Contact a Loan Officer

Alternative Income Documentation

Contact a Loan Officer

Unconventional Mortgage Lending

Stated Income Loan Programs

1099 Only Niche Loan Programs

Non-Prime 1099 Only Loan Programs

Latest Loan Programs

Alt Doc Purchase Loans

Alt Doc Refinance Loans

Cash Out Refinance

Second Mortgages

Second Mortgage Niche Loans

Construction Loans

Non-QM Lenders

Non-Prime Mortgage Loans

Credit Score Tools