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Interest-Only Loans

Interest Only Loans provide borrowers with initial payment flexibility by allowing them to pay only the interest for a set period, typically the first ten years of the loan term. These loans can be advantageous for borrowers who seek lower initial monthly payments or who anticipate increased cash flow in the future. Questions? Speak to a Loan Officer (800) 718 8906.

Interest-Only Loan Programs We Offer - Guidelines and Highlights:

24 Months Commingle Bank Accounts

24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of both business and personal bank statements for qualification. Perfect for self-employed borrowers whose bank statements have previously hindered approval, offering flexible financing solutions.

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Non-Prime Lite Doc and Reduced Doc

Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income verification. Applicants can qualify using only the past 12 months of income, either through one year of W-2s with recent pay stubs or a year

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Alternative Income Documentation

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Unconventional Mortgage Lending

Investment Property Loans

Cash Out Refinance

Investment Property Loans

Second Mortgage Niche Loans

Construction Loans