No Doc Mortgages

We have many loan programs that have the No Doc, No Ratio, Stated Income, and other Alt Doc programs designed specifically for self-Employed borrowers. For W2 Wage Earners, we have Lite Doc programs, Reduced Doc programs, DSCR (Debt-Service Coverage Ratio) for Real Estate Investors.

Below is additional information including underwriting guidelines.

Title	Modified Date
Bank Statement Mortgage Loan	23 January 2020
Second Mortgage Bank Statement Loan	23 January 2020
Private Money 70% LTV	23 January 2020
Hard Money 5 Million Owner Occupied	23 January 2020
True No Doc Home Loan	23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score	23 January 2020
Super Jumbo Investor Loan	24 January 2020
Business Purpose Mortgage Loans	02 April 2020
Non-Prime Bank Statement Loan	11 April 2020
Reduced Doc | Employment History - One Year	16 May 2020
Non-Prime True No Doc Loan Program	15 July 2020
Investor Loan - No Doc	15 July 2020
DSCR 1.15% Jumbo	01 August 2020
Bank Statement Loan - 2020	11 August 2020
90% LTV - ITIN Investors	10 September 2020
Bridge and Hard Money Loans	01 October 2020
90% LTV Jumbo - 680 Credit Score	01 October 2020
Debt Service Coverage Ratio Program	03 October 2020
6 Month Bank Statement Mortgage Programs	03 October 2020
No Ratio Investor Loan Jumbo	09 October 2020
Bank Statement Loan to 3.5 Million	09 October 2020
Non-QM Lender - Stated Expense Ratio	24 October 2020