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DSCR Mortgage and Loans

DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify based on property cash flow rather than personal income. Benefits of DSCR Loans: No Personal Income Verification – Approval is based on rental income. Easier Qualification – Ideal for self-employed investors. Flexible Loan Options – Available for various property types. Fast Closing – Less paperwork speeds up approval. For more details on DSCR and other loan programs, see below. Questions? Speak to a Loan Officer (800) 718-8906.

Debt Service Coverage Ratio Loans - Programs We Offer | Guidelines and Highlights:

Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs Loan programs for homebuyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors. DSCR Investor Loans support both purchase and cash-out refinancing options. Qualify for up to

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Super Jumbo DSCR Investor Mortgage

Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors with a minimum credit score of 620. Offers up to 85% LTV for purchase transactions, 80% for cash-out refinance, and loan amounts up to $15,000,000.

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DSCR Loans

DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify based on property cash flow

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DSCR Niche Loan Programs

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Alternative Income Documentation

Unconventional Mortgage Lending

Stated Income Loans (O/O & N/O/O)

Category Mortgages

Cash Out Refinance

Second Mortgages

Construction Loans

Credit Score Tools