Real Estate Investors & DSCR Loans
DSCR Loans give real estate investors to expand their portfolios by leveraging cash flow, offering flexibility and powerful financing options. This program not only supports your clients but also builds your loyal and growing customer base.
DSCR Program Feature Highlights:
* Jumbo Loan Amounts up to $4,500,000
* Investor -Maximum loans exposure or $10,000,000
* 1-4 unit properties
* Flexible DSCR options: No Ratio (680+ credit), Low Ratio (0.75:1–1:1), Standard (1:1, 660+ credit), and Elite (1.20+ for best rates)
* Up to 85% LTV, 100% gift funds allowed, no borrower minimum contribution
* Loan terms: 5/6 ARMs, 30- and 40-year fixed, with interest-only options
* First-time buyers/investors and foreign nationals eligible
* Dedicated DSCR/Investor loan support team
* Investment property only
*Offer competitive DSCR solutions to grow your clients’ portfolios and your business.
Available in the Following States:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, South Carolina, Tennessee, Texas, Utah, and Washington.