DSCR Mortgage – Social Security Number Not Required
Our flexible options with DSCR, No Ratio makes it easy to purchase or refinance (including Cash Out)
DSCR ≥.75 and No Ratio options
Qualify with a minimum DSCR of .75 and loan amounts up to $4,000,000. Short-term rentals are eligible, and for multiple borrowers, the highest mid-score applies. Choose from 15-, 30-, or 40-year fixed, or ARM options, with interest-only options available.
These loans allow corporate and LLC vesting, and gift funds can be used. A DSCR of 1.0 or higher is preferred, but No Ratio options are also available, providing added flexibility for borrowers.
Foreign National Borrowers OK
Foreign nationals can qualify in all states for purchase, rate-and-term, or cash-out refinancing. Foreign nationals may borrow up to 75% LTV, ensuring access to substantial financing opportunities.
Get the tailored loan solution you need with customizable terms and options that fit your unique financial situation.
Loan Programs Guideline Highlights
* Loan Amounts up to $4,000,000
* Short Term Rentals allowed
* If more than one borrower, use highest mid-score
* Terms: 15-yr fixed, 30-yr fixed, 40-yr fixed, 3-year, 5-year, and 7-year with Interest Only options
* Vesting: Corporate and LLC vesting OK
* Gift Funds (5% minimum borrower contribution)
* Foreign National – all states – purchase, R/T, & cash-out
* Foreign Nationals up to 80% LTV
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, and Wyoming.