Search

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906

Search

Asset Depletion Mortgage Loans

Aggressive asset depletion programs that can be utilized with other income. Explore a range of contemporary asset-based financing choices available in 2024 for your new home loan needs. Asset Depletion Lenders provide loan programs leveraging liquid assets and, in some cases, real estate equity, tailored to your credit profile. Asset Depletion enables borrowers to qualify for their preferred mortgage, offering customized terms and approval conditions to suit individual requirements and preferences, potentially resulting in more attractive pricing.

Contact a Loan Officer

Asset Qualifier

Portfolio Mortgage Asset-based Income Documentation | Asset Based Lending * Debt-to-Income DTI (expense ratio) up to 55% Now you can

Read More »

Portfolio Mortgage Programs

Portfolio Mortgage Program Highlights January 2023 FHLMC Super-Conforming FNMA unpermitted space ok if documented per guidelines Transferred appraisals ok on

Read More »

Asset Depletion Loans

Aggressive asset depletion programs that can be utilized with other income. Explore a range of contemporary asset-based financing choices available

Read More »

Non-QM Low Doc Jumbo

Non-Qualified Mortgage Jumbo Programs This Non-QM mortgage product is from a Portfolio lender and is unique unseasoned employment and super

Read More »

Super Jumbo Programs

Non-QM Mortgage Broker Loan Purpose: Purchase; Rate/Term and Cash Out Refinance; Construction; Commercial; Acquisition For the Super Jumbo Loan Program

Read More »

One Month Bank Statement Loan

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans

Credit Score Tools

Super Jumbo Investor Mortgage | DSCR

Unconventional Real Estate Investor (DSCR) Loan Program Debt Service Coverage Ratio – 620 Minimum Credit Score * Maximum LTV 85% Purchase Transactions * 80% Cash

Debt Service Coverage No Ratio

DSCR – Real Estate Investor Program to $5,000,000 Employment Not Required. Income – Rental Leases or Appraisal. Traditional Income Documentation Not Required. Debt-to-Income Ratio Not

One Year Tax Return Income Program

1 Year Full Doc Program – Lite Income and Reduced Employment Reduced doc loan program is for both W2 Wage Earner and Self-Employed borrowers. 1099

Non-QM | Non-Prime Loan Programs

Non-Prime Mortgage Lender Programs and Highlights Independent contractor mortgage borrowers can now use their 1099 forms to qualify as additional income, demonstrating their ability to

Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs Loan programs for home buyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit

Bank Statement Loans – 2023

Bank Statements for all Self-Employed Borrowers ** April 2023 Updates * Purchase, Rate/Term, and Cash Out to $12,000,000 Key Benefits Bank Statement Mortgages: * Personal

12 Month Bridge Loan

12 Month Bridge Program Lending Partner with the Flexibility to Deliver Results 12 Month Bridge Loan allows Borrowers Access to the Equity in their Property

90% LTV – ITIN Investors

Foreign Nationals are buying properties now more than ever which means good & effective Buying Power for the foreign national and also more and more

6 Month Bank Statement Mortgage Programs

Six Month Bank Statement Loan – 660 Credit Score Designed for investors, this Bank Statement Loan program is ideal for borrowers that have experienced significant growth in

Super Jumbo Investor Loan

Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for seasoned professional Business Purpose Real Estate Investors for most property

DSCR .75% Jumbo Mortgage

Debt Service Coverage Ratio Loan Program Guidelines and Requirements Experienced Real Estate Investors – 25 Financed Properties – OK Most investor loan programs will max

Stand-Alone Second Mortgage

Second Mortgage Bank Statement Mortgage Loan Loan Purpose: Purpose: Second Mortgage/ Cash Out/ Debt Consolidation (cash out can be used to meet reserve requirement) Eligible

Non-Prime Lite Doc and/ or Reduced Doc

Lite Doc – Previous 12 Months Income Documentation: * As an alternative to the standard two years of income documentation, you have two options: either

One Year Tax Returns to 90% LTV

Reduced Doc | 12 Months Reduced Income Documentation and Reduced Employment Verification Documentation We can help new business owners or self-employed borrowers who experienced a

Bank Statements/Asset Depletion to 5-Million

Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Super Jumbo Loan Amounts Credit Scores (middle mortgage score) and LTV’s Employment Types

Second Mortgage Bank Statement Jumbo

Jumbo Second Mortgage Bank Statement Loan CLTV (Combined Loan-to-Value) / Loan Amount * 85% CLTV / $250,000 * 80% CLTV / $350,000 * 75% CLTV

One Month Bank Statement Mortgage Loan Program

Self-Employed Mortgage one Month Bank Statement Option Non-Qualified Mortgage Program Jumbo Loan The Income is stated and is not calculated (No Ratio) from the One-Month

Non-QM Low Doc Jumbo

Non-Qualified Mortgage Jumbo Programs This Non-QM mortgage product is from a Portfolio lender and is unique unseasoned employment and super jumbo loan amounts. Non-QM Income

Bridge and Hard Money Loans

A lender committed to providing gap financing solutions 1st and 2nd Loan Packages Cross collateralization for larger loan sizes Fast underwriting decisions and funding Additional

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Hard Money Loans

Investor Loans

Jumbo Investment Property Loans

Purchase Loans - Alt Doc

Refinance Loans - Alt Doc

Cash Out Refinance Loans - Alt Doc

Credit Score Tools

One Month Bank Statement Loan​

Bank Statement Refinance Loans

3 Month Bank Statement Loans

Bank Statement Loan Niches

Jumbo Bank Statement Mortgages

Non-QM Lenders Categories

Business Purpose and Stated Income

Purchase Loans - Alt Doc

Refinance Loans - Alt Doc

Credit Score Tools

One Month Bank Statement Loan

Bank Statement Refinance Loans

3 Month Bank Statement Loans

Bank Statement Loan Niches

Contact a Loan Officer

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans

Credit Score Tools