Asset Depletion Mortgage Loan Programs

Asset Depletion is based on liquid assets, REO (real estate owned) equity. These asset accounts can be utilized either as a stand-alone source of qualifying "income" or in conjunction with other flexible income documentation programs such as a Lite Doc or Reduced Doc program or an Alt Doc bank statement program which can allow the use of your bank statements (cash-flow) to illustrate what's called an "Ability-to-Repay". The ability-to-repay rule applies to all Non-QM (non-qualified mortgage) mortgage programs. 4506T form not required.

Alternative Income Documentation Jumbo Program 01 November 2019
Portfolio Jumbo Low Doc - One Year P&L Statement Only 01 November 2019
Bank Statements - Interest Only - Jumbo Mortgage 01 November 2019
Non-QM Low Doc Jumbo 01 November 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 01 November 2019
Bank Statements / Asset Depletion to 3 Million 01 November 2019
Asset Depletion Program 25 October 2019
Non-Prime | Lite Doc 08 November 2019
Bank Statement Mortgage Lenders 08 November 2019
Portfolio Mortgage Programs 01 November 2019
Asset Depletion Super Jumbo Mortgage 01 November 2019
Non-Prime Bank Statement Loan 01 November 2019
Bank Statement Loan 600 Credit Score 01 November 2019
Asset Depletion Program to 2 Million 01 November 2019
Stated Income / Verified Assets Super Jumbo 01 November 2019
Asset Qualifier Jumbo Loan 24 October 2019
True No Doc Home Loan 01 November 2019
Second Mortgage $350,000 01 November 2019
Stated Income / Verified Assets 680 Credit Score 2 Million 01 November 2019
Bank Statement Loan 580 Credit Score 01 March 2019