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Asset Depletion Mortgages

Aggressive asset depletion programs that can be utilized with other income. Explore a range of contemporary asset-based financing choices available in 2025 for your new home loan needs. Asset Depletion Lenders provide loan programs leveraging liquid assets and, in some cases, real estate equity, tailored to your credit profile. Asset Depletion enables borrowers to qualify for their preferred mortgage, offering customized terms and approval conditions to suit individual requirements and preferences, potentially resulting in more attractive pricing. Speak to a Loan Officer (800) 718-8906.

Asset Depletion Loan Programs - We Offer Guidelines and Highlights:

Exception-Based Non-Prime Loan

Maximum Loan Amount: $4,000,000 Cash Out: $1,500,000 Specialized lender leads the way in the Non-Prime niche mortgage lending space with over 50 years of collective wholesale lending and loan origination experience and have streamlined the approval and escrow work flow perfected the escrow for better time efficiency from pre-qualification, full application, underwriter approval/Conditional Loan Approval (CLA), Prior to Doc (PTD)

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Non-QM Low Doc Jumbo

One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to $6M, 90% LTV for refi,

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Super Jumbo Programs

Non-QM Mortgage Broker Loan Purpose: Purchase; Rate/Term and Cash Out Refinance; Construction; Commercial; Acquisition For the Super Jumbo Loan Program

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Asset Qualifier

Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors) to demonstrate ability to repay.

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Alternative Income Documentation

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Unconventional Mortgage Lending

Stated Income Loan Programs

Asset Depletion Loans

Non-QM Mortgages

Cash Out Refinance

Second Mortgages

Second Mortgage Niche Loans

Construction Loans

Purchase Loans | Alt Doc

Refinance Loans | Alt Doc

Non-Prime Mortgage Loans

Non-Prime Bank Statement Loans:

Credit Score Tools: