Asset Depletion Mortgages
Asset Depletion is based on liquid assets and real estate equity. Liquid Assets can be utilized to help a borrower qualify for a mortgage or to just simply strengthen file for more favorable pricing, terms, and conditions.
Liquid assets can also be utilized either as a stand-alone source of qualifying "income" or in conjunction with our other flexible income documentation programs.
Our asset depletion programs can also qualify your business as well as your personal bank (100% gross deposits) accounts on either a 6 month, 12 month, or 24 month bank statement program to maximize your credit profile for better credit grades, more buying power to help you qualify for more options; better terms, more loan programs, and additional credit for higher LTV's, higher loan amounts, etc.