We specialize in offering a diverse range of Non-QM and non-prime mortgage solutions tailored to meet unique borrower needs. Our expanded product line ensures more opportunities for brokers and their clients to secure financing. As a leading Non-QM mortgage lender, we prioritize flexibility and efficiency, enabling us to approve more loans compared to other lenders in the market. Our commitment to client-first service has earned us a strong reputation, supported by a team dedicated to simplifying the path to homeownership for Non-QM borrowers. By providing better options and streamlined qualification processes, we consistently deliver results that set us apart from other non-prime mortgage lenders.
Flex Supreme is a premier Non-QM loan program designed for highly qualified borrowers with stable employment, income, and asset histories. This non-prime loan program provides competitive pricing for borrowers who meet stringent credit and financial criteria, ensuring cost-effective solutions. Flex Supreme caters to individuals who may not qualify for traditional loans but maintain strong financial stability, making it an excellent option for premium Non-QM borrowers. With top-tier pricing and eligibility for those without credit challenges, Flex Supreme leads the way in delivering reliable Non-QM loan solutions.
This Non-QM loan program offers flexible lending solutions, including up to 90% LTV for wage earners and 85% LTV for ITIN borrowers, catering to those needing expanded credit options and relaxed requirements compared to traditional non-agency or jumbo loans. Designed for loan amounts up to $3,500,000, it accommodates non-warrantable condos and a variety of property types, including owner-occupied, second homes, and non-owner-occupied properties. Income documentation options include 12 or 24 months of full documentation or asset utilization calculations over 36 or 60 months, offering tailored solutions for diverse borrower profiles. With features like 12-month seasoning for credit events such as bankruptcy, foreclosure, or short sales, this non-prime loan program provides opportunities for U.S. citizens, permanent residents, non-permanent residents, and ITIN borrowers.
This Non-QM alt doc loan program allows self-employed borrowers to qualify using our special income documentation options, such as bank statements, 1099s, alt doc (profit and loss statements (borrower prepared and unaudited). Consult your loan officer for additional information., or asset utilization, without requiring tax returns. Offering up to 90% LTV with a minimum 640 credit score, this non-prime loan program is ideal for jumbo loans up to $3,500,000, including jumbo cash-out refinancing options. Eligible for owner-occupied, second homes, and non-owner-occupied properties, it provides expanded credit flexibilities and reduced seasoning requirements for recent credit events. Eligible borrowers include U.S. citizens, permanent residents, non-permanent residents, and ITIN borrowers, this program accommodates diverse financial scenarios with tailored lending solutions.
