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Unconventional Mortgage Brokers - A Wealth of Information and Service: (800) 718-8906

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Non-Warrantable Condominiums and Condotels

We make non-warrantable condos easy. No reserves needed if LTV is 75% or below, up to 5% deductible allowed (industry max), and 20% single-entity ownership accepted. No rate hits for owner concentration. We also have finance options for SB326 units once the subject property is repaired, even if the complex is still in progress. Co-insurance is permitted to meet replacement cost requirements, and we use the primary wage earner’s middle FICO for Bank Statement and full-doc loans, seconds included. Non-Warrantable Condo Loan programs below.

Non-Warrantable Condo Loan Programs We Offer - Guidelines and Highlights

Condo Mortgage 90% LTV Jumbo

Condo Mortgage Program 90% LTV to $2,500,000 Purpose: Purchase, Refinance Cash Out * 90% LTV – $2,000,000 – 700 Credit Score * 90% LTV – $1,500,000 – 680 Credit Score * 90% LTV – $3,000,000 – 700 Credit Score * 85% LTV – $2,500,000

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12/10/2019 04/23/2025

Non-QM Lenders and Loans

Bank Statement Program – 2025 This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on revenue calculated from business or and (industry specific) personal bank statements Guideline Features: * Maximum

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04/22/2020 09/10/2025

Alternative Income Documentation

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Unconventional Mortgage Lending

Hard Money Lenders and Loans

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Cash Out Refinance Loans

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Second Mortgages

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