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Non-Occupant Co-Borrower Mortgage Programs

Non-occupant co-borrower income can play a crucial role in determining the primary borrower's qualifying debt ratio and back-end DTI eligibility. Non-occupant co-borrowers allowed on refinance programs including cash out on second homes, and purchases with true blended ratios.

Niche Occupancy Loans - Guidelines and Highlights:

Asset Qualifier Jumbo Loan

Federal Tax Transcripts Not Required Qualifying Criteria for this loan program are Asset Based. This program can also be used to supplement additional alt doc programs such as Bank Statements and/or 1099’s. Form 4506-T Not Required, and Form 4506-C Not

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Alternative Income Documentation

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Hard Money Lenders and Loans

Hard Money Niche Loans

Unconventional Mortgage Lending

Investment Property Loans

Cash Out Refinance

Second Mortgages

Construction Loans

Alt Doc Construction Loans

Latest Loan Programs