A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906

Unconventional Mortgage Brokers - A Wealth of Information and Service: (800) 718-8906

Search

Non-Occupant Co-Borrower Mortgage Programs

Non-occupant co-borrower income plays a crucial role in determining the primary borrower's qualifying debt ratio and DTI eligibility. Non-occupant co-borrowers allowed on refinance programs inluding cash out on second homes, and purchases with true blended ratios.

Niche Occupancy Loans - Guidelines and Highlights:

12 Month Bank Statement Loan + VOE Alt Doc

Self-Employed Home Loan 600 Credit Score Self-employed borrowers with credit scores as low as 600 can access flexible home financing through our alt doc mortgage programs. These loans are tailored for business owners, freelancers, and entrepreneurs who may not qualify

Read More »
12/10/2019 09/26/2025

Asset Qualifier Jumbo Loan

Federal Tax Transcripts Not Required Qualifying Criteria for this loan program are Asset Based. This program can also be used to supplement additional alt doc programs such as Bank Statements and/or 1099’s. Form 4506-T Not Required, and Form 4506-C Not

Read More »
05/13/2015 09/07/2025

Contact a Loan Officer

Alternative Income Documentation

Contact a Loan Officer

Hard Money Lenders and Loans

Hard Money Niche Loans

Unconventional Mortgage Lending

Investment Property Loans

Cash Out Refinance

Second Mortgages

Construction Loans

Alt Doc Construction Loans

Latest Loan Programs