A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906

Bank Statement Second Mortgages

Second mortgage bank statement loans are crucial for self-employed individuals who may not qualify for traditional loans due to irregular income or complex tax returns, etc. These programs allow borrowers to use bank statements instead of tax returns to verify income, making it easier to access home equity. Lenders offering these loans provide reasonable qualification criteria, helping self-employed individuals secure funds for debt consolidation, home improvements, or investments without strict income documentation requirements. Questions? Speak to a Loan Officer (800) 718-8906.

Second Mortgage Bank Statement Loan Programs - Guidelines and Highlights:

Alt Doc Fixed Term Second Mortgage

Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs of self-employed individuals and real estate investors. With a minimum FICO score requirement of 640 or above, it provides an avenue for these borrowers to

Read More »

Second Mortgage Bank Statement Loan

A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their first mortgage. Using 12 to 24 months of personal or business bank statements instead of tax returns, this program provides a flexible solution for self-employed

Read More »

Contact a Loan Officer

Alternative Income Documentation

Contact a Loan Officer

Second Mortgages

Second Mortgage Niche Loans

Cash Out Refinance Loans

1099 Only Loan Programs

Credit Score Tools