A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906
We are an online mortgage platform offering practical, real-world financing solutions. Not every loan product fits every borrower employment type, income structure, citizenship status, credit depth, and credit score all influence eligibility. There is much more to qualifying than a credit report alone.
We provide a wide range of loan options for your review and use. Connect with an experienced Loan Officer at (800) 718-8906. You can also explore our comprehensive no-credit-check pre-qualification form.
Product Innovation
Ongoing product innovation drives differentiation, aligns programs with evolving borrower needs, and enhances lender profitability and portfolio performance.
Service Innovation
Expanded resource support includes:
• First-time buyer services
• First-time investor scope-of-work assistance
• Real estate transaction coordinators
• Down payment assistance guidance
Alternative Options for Self-Employed Borrowers
We offer Portfolio Stated Income, Community/Demographic Stated Income, No-Doc, and No-Ratio loan options for both owner-occupied and non-owner-occupied properties.
Owner-Occupied Business Loans
We specialize in Business Purpose cash-out refinances—ideal for business expansion, capital access, or restructuring.
Non-Owner-Occupied Business Loans
We also have extensive experience with investment-property loans, including DSCR (Non-QM and portfolio), Foreign National programs, hard money, and private money financing.
Whether you need Prime, Non-Prime, Portfolio, Foreign National, or Investor financing, we deliver tailored mortgage solutions aligned with your credit profile and financial goals.
Mortgage approvals are only as strong as their approval conditions. Some Conditional Loan Approvals (CLAs) include requirements outside what a borrower realistically qualifies for. The right approval includes appropriate and predictable conditions, setting a clear path for an efficient, timely transaction.
We emphasize upfront pre-qualification and detailed scenario reviews to identify potential issues early, reducing surprises in underwriting and ensuring a smoother, delay-free closing process. Experience matters, and exceptional service is our standard.
These services apply to any borrower and any loan type. In many cases, a 24–48 hour deep-dive can make a meaningful difference for your scenario. Other times, it may not be necessary.
When your objectives—product, pricing, terms, timing, and conditions—are already aligned, we aim for a smooth, uneventful, and time-efficient process from application to closing.
We understand residential lending and the ongoing research it requires. The right loan program can secure the best terms and pricing. We have knowledgeable professionals for every credit profile and every loan scenario.
Contact a Loan Officer