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Stated Income/Verified Assets

Stated Income and SIVA Options: Stated income loans cater to self-employed individuals or investors with or without liquid reserve requirements who prefer simplified income verification. The Stated Income/Verified Assets (SIVA) option is available for borrowers who can verify their assets but not their income, offering a balance between flexibility and qualification requirements.

Stated Income/Verified Assets (SIVA) Loan Programs We Offer - Guidelines and Highlights:

Stated Income Jumbo – 720 Credit Score

Access an easy home loan up to $4,000,000 based on stated income, with a minimum credit score of 740. Skip the hassle and stress of an executed Form 4506-C – it’s not needed for your application, approval or at any

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Alternative Income Documentation

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Unconventional Mortgage Lending

Stated Income Loan Programs

Purchase Loans | Alt Doc

Refinance Loans | Alt Doc

Cash Out Refinance

Construction Loans

Second Mortgages

Bank Statement Second Mortgages

Credit Score Tools