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Stated Income/Stated Assets

For borrowers seeking minimal documentation, the Stated Income/Stated Assets (SISA) option provides an easy and opportune loan approval, focusing on stated financial details rather than extensive verification. This makes it a practical choice for self-employed borrowers and investors with unconventional or nonexistent income revenue streams.
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Stated Income/Stated Assets - Programs We Offer | Guidelines and Highlights:

Super Jumbo Investor Loan

Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for seasoned professional Business Purpose Real Estate Investors for most property

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Non-QM – Stated Expense Ratio

Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement lenders apply varying expense percentage

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Alternative Income Documentation

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Unconventional Mortgage Lending

Stated Income Loan Programs

Purchase Loans | Alt Doc

Refinance Loans | Alt Doc

Cash Out Refinance

Second Mortgages

Second Mortgage Bank Statement Loans

Credit Score Tools