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Fountain Mortgage

Fountain Mortgage Offers the Following Loan Programs

Check back often as we are always updating our lender and loan program information.

Second Mortgages

Portfolio & Alt Doc Second Mortgage Options

  • Alt Doc Second Mortgage – expanded qualifying criteria for borrowers outside standard full-doc requirements.
  • 1099 Only Second Mortgage – designed for self-employed professionals with 1099 income.
  • Bank Statement Second Mortgage – allows income verification through 12–24 months of bank deposits.
  • P&L Only Second Mortgage – borrower-prepared or CPA-prepared profit and loss statements may be used in lieu of tax returns.
  • WVOE (Written Verification of Employment) – accepted as an alternative to full income documentation.

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