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Arc Home Loans

Lenders We Offer > Unconventional Mortgage Lenders > Non-Prime Mortgage Lenders > Arc Home Loans

Hard Money Lenders, Non-Prime Mortgage Lenders

Modified Date: 07/08/2025 || Published Date: 09/03/2024

Lender Description: Our conventional and high balance investment and second home pricing has been very competitive. Alt Doc pricing has also been strong particularly on higher loan amounts up to $3,000,000.

DSCR has been strong in the no Pre Payment Penalty and 1 year Pre Payment Penalty pricing buckets. Did you know when you use short term rentals on DSCR purchases, we just need a AirDNA? Even better we don’t have additional price hits or requirements when choosing short term rentals.

HomeEQ (HELOC)

Loan Program A Description: Discover how our HELOC program fast fully digital platform. Our platform transforms our business with quick 5-10 day fundings and a seamless and smooth service experience. Ready to learn more?

Non-QM Access and Edge (non agency)

Loan Program B Description: Non-QM and Non-Agency Lending Solutions are streamlined processes, industry leading pricing and service. Full Doc Eligibility – Access Our Access program offers generous loan amounts up to $3.5 million, with financing available up to 90% LTV for qualified borrowers. We can work with FICO scores as low as 660, making high-value homes more attainable. Full Doc Eligibility – Edge The Edge program provides up to $3.0 million in financing, with a maximum LTV of 85% and flexible credit requirements down to a 660 FICO. It’s a smart choice for borrowers seeking competitive options without compromising on service or speed.