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QM and Non-QM HELOC Mortgages

Get Approved for a low rate Home Equity Line of Credit that allows you to borrower and re-borrower. A Home Equity Line of Credit Offers a Flexible term that can help you budget your finances more effectively. This home equity line offers a Flexible revolving credit line that allows you to Borrow, payback, Re-borrow, etc. payback the full amount.

Jumbo Second Mortgage Lines up to $1,500,000. Fixed Terms available: 5-, 15- or 25 Year – Rate: Prime + Margin. Some of our Home Equity Line of Credit Programs Include a Checkbook & Credit Card that IS Sent Directly to you. Use our Line of Credit to meet your financing needs.

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Bank Statement Mortgages - Self-Employed Borrowers

Bank statement second mortgages are designed for self-employed individuals and business owners who may struggle to qualify for traditional home loans due to irregular income documentation. These programs rely on personal or business bank statements, rather than W-2s or tax returns, to verify income, providing a flexible path to homeownership or refinancing. Ideal for borrowers with strong cash flow but complex financials, bank statement mortgages can offer competitive rates and terms, making them a popular choice for unconventional borrowers.

HELOC and Jumbo Second Mortgage Options

For those seeking additional financing, Home Equity Line of Credit (HELOC) options and jumbo second mortgage lines are available. These programs offer flexible access to funds, including lines up to $500,000, with fixed terms of 5, 15, or 25 years and rates set at prime plus a margin. Some HELOCs even come with convenient checkbook and credit card access, giving you immediate control over your funds. Whether you’re looking to consolidate debt, make home improvements, or cover unexpected expenses, these options can provide the financial freedom you need.