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Unconventional Mortgage Brokers - A Wealth of Information and Service: (800) 718-8906

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Self-Employed Loan Programs

Loan Solutions for Self-Employed mortgage borrowers. Self-employed individuals seeking mortgages often encounter challenges in verifying their employment status. However, various Verification of Employment (VOE) documentation option programs exist to address this issue. These programs offer tailored solutions for self-employed borrowers. Self-employed borrowers, with their Mortgage Loan Officer can navigate the mortgage approval process more smoothly and access financing options that align with their unique employment circumstances. Questions? Speak to a Mortgage Expert (800) 718-8906.

Self-Employed Mortgage Loan Programs We Offer - Guidelines and Highlights:

3 Month Bank Statement Loan

3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as an alternative to the 6-month, 12-month, and 24-month programs. Ideal for self-employed borrowers seeking a streamlined qualification process with flexible terms.

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01/07/2021 09/12/2025

Non-QM Bank Statement Loan Program

The Non-QM Bank Statement Loan Program offers flexible underwriting with a maximum Debt-to-Income (DTI) ratio of 55% for loans up to $2,000,000, with even higher loan amounts permissible at reduced DTIs (e.g., 50% DTI up to $2.5M, 43% up to

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03/15/2021 09/07/2025

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Alternative Income Documentation

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Unconventional Mortgage Lending

Self-Employed Home Loans

Cash Out Refinance

Second Mortgages