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Self-Employed Loan Programs

Loan Solutions for Self-Employed mortgage borrowers. Self-employed individuals seeking mortgages often encounter challenges in verifying their employment status. However, various Verification of Employment (VOE) documentation option programs exist to address this issue. These programs offer tailored solutions for self-employed borrowers. Self-employed borrowers, with their Mortgage Loan Officer can navigate the mortgage approval process more smoothly and access financing options that align with their unique employment circumstances. Questions? Speak to a Mortgage Expert (800) 718-8906.

Self-Employed Mortgage Loan Programs We Offer - Guidelines and Highlights:

Self Employed Borrowers

There are roughly 17,000,000 self-employed people in the United States. That is over 35% of Americans that are self-employed. We have seen an increase of 25% in small to medium sized businesses since 2020. California has the most self-employed in

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05/09/2020 05/02/2025

Private Money 70% LTV

Soft Money Mortgage Program Exceptions made to 75% LTV for qualifying counties in the state of California. This means that the pricing is less than the traditional Hard Money type loan program. Alt Doc Income Documentation referred to as a

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06/26/2015 09/15/2025

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Alternative Income Documentation

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Unconventional Mortgage Lending

Self-Employed Home Loans

Cash Out Refinance

Second Mortgages