Income & Employment Loan Program Guidelines and Highlights

No Doc, No Ratio, Asset Depletion, Bank Statements. P&L Only, 1099 Only, Stated Income (employment / Income blank) available to include Business Purpose Owner-Occupied Primary Residence. Alt Doc Mortgages programs that offer a flexible solution for individuals seeking loans without traditional income verification methods. With this program, applicants can qualify based solely on their bank statements, specifically focusing on income deposits over a 3-24-month period. This approach is particularly advantageous for self-employed borrowers or those with irregular income streams who may not have conventional pay stubs or tax returns to present. By considering 100% of income deposits reflected in the bank statements, this program provides a streamlined path to mortgage approval, bypassing the need for extensive documentation and simplifying the application process for eligible borrowers.