Non-Qualified Home Loans
Your Right Approval
It could be the only thing that separates you from your new mortgage loan is the wrong loan officer. Most Loan Officer's (90%+) only originate conformimg, Agency loan programs.
The problem with that is not all borrowers fit within those guidelines. Not because these borrowers are high risk, but because they fall outside of the conventional loan box. You know what you need and we know what options are available. A Pre Qualification (loan scenario) Form is a great way to start (credit check not required):
Alternative Mortgage Loans
We work with dozens of progressive banks, mortgage brokers and direct lenders. Alternative equity finance companies, private money lenders, broker service representatives, processors, credit consultants, realtors and industry professionals, alike.
We also have all the conventional lenders and loan programs, Fannie Mae, Freddie Mac, FHA and VA, all agency programs. What makes our agency lender loan programs unconventional is the absence of individual lender guideline over-lays that can potentially decline a perfectly good applicant. We also have manual underwriting available.
Check back often as we are always updating our loan programs as this industry continues to evolve.