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Loans by LTV Requirement Information:

The following are loan programs categorized by Niche guidelines, a series of potential right-fit opportunities for the right mortgage for you. Product and service is what set’s up apart.

All of the following loan programs allow for a 100% LTV for purchase loans and 90% LTV on cash out refinance loans.

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100% LTV FHA DPA

FHA/ DPA Highlights Down Payment Assistance Purchase Only 580 Minimum Credit Score (middle of 3 or lower of 2) * Exceptions down to 500 Credit

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Carrington Wholesale

Carrington Wholesale Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Prime Advantage (portfolio) Flexible

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Bank Statement Loans – 2025

The Bank Statement Loans highlights a suite self-employed borrowers that cannot provide conventional income documentation including the 12-Month Bank Statement option to enable qualification using

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Loans by LTV:

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