Search

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906

Search

Mortgages - No Form 4506-C

No Tax Return Transcripts / 4506-C "4506" refers to IRS Form 4506, which allows lenders to request a transcript of a borrower's tax return directly from the IRS. Here's a summary tailored for a mortgage loan program:
In our mortgage loan programs, we differentiate ourselves by not requiring IRS Form 4506-C. This means that borrowers do not need to provide the IRS transcript of their tax returns as part of the application process. By eliminating this requirement, we streamline the application process and offer borrowers a simpler, more efficient experience. This feature distinguishes our mortgage programs and provides borrowers with greater flexibility and convenience when applying for loans.

Exception-Based Non-Prime Loan

Loan Purpose: Purchase, Rate/Term Refinance, Cash Out Refinance Maximum Loan Amount: $4,000,000. Maximum Cash Out: $2,000,000 Specialized lender leads the way in the Non-Prime niche mortgage lending space with over

Read More »

Non-QM | Non-Prime Loan Programs

Non-Prime Mortgage Lender Programs and Highlights Independent contractor mortgage borrowers can now use their 1099 forms to qualify as additional income, demonstrating their ability to repay. This is particularly beneficial

Read More »

Non-QM – Stated Expense Ratio

Alternative Bank Statement Income | Non-QM Mortgage Broker * Other Alt Doc, Reduced Doc, and Lite Doc Options Available -1099 Only -Investor Cash Flow DSCR -Asset Qualifier -Asset Distribution *

Read More »

Non-QM Portfolio Lender Loan Programs

Non-Qualified Mortgage Lender Serving California Business Owners Non-Qm lender offering Non-QM loan programs to California self-employed borrowers. California business owners need flexible non-qualified underwriter guidelines with favorable pricing, reasonable terms,

Read More »

Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs Loan programs for home buyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors. Debt Service Coverage

Read More »

12 Month Bridge Loan

12 Month Bridge Program Lending Partner with the Flexibility to Deliver Results 12 Month Bridge Loan allows Borrowers Access to the Equity in their Property Before it is Sold. Occupancies:

Read More »

90% LTV – ITIN Investors

Foreign Nationals are buying properties now more than ever which means good & effective Buying Power for the foreign national and also more and more experience for us with the

Read More »

DSCR .75% Jumbo Mortgage

Debt Service Coverage Ratio Loan Program Guidelines and Requirements Experienced Real Estate Investors – 25 Financed Properties – OK Most investor loan programs will max the borrower/investor at 10 financed

Read More »

Condo Mortgage 90% LTV Jumbo

Condo Mortgage Program 90% LTV to $2,500,000 Purpose: Purchase, Refinance Cash Out 90% LTV – $2,000,000 – 700 Credit Score 90% LTV – $1,500,000 – 680 Credit Score 90% LTV

Read More »

Stand-Alone Second Mortgage

Second Mortgage Bank Statement Mortgage Loan Loan Purpose: Purpose: Second Mortgage/ Cash Out/ Debt Consolidation (cash out can be used to meet reserve requirement) Eligible Business Entities: Corp, LLC, Trust

Read More »

Asset Depletion Program

Asset Depletion Income Program to 90% LTV Our asset depletion programs can also qualify your business as well as your personal bank (100% gross deposits) accounts on either a 6-month,

Read More »

6 Month Bank Statement Mortgage Loan

Alternative Income Documentation * Self-Employed * Commission Business Professionals This 6 Month Super Jumbo Bank Statement Non-Qualified Mortgage (non-qualified-mortgages) (Non-QM) loan program is for all residential property types and occupancy

Read More »

Non-QM Interest-Only Jumbo Program

Interest-Only Non-QM Jumbo Mortgage Product Interest Only – $2,000,000 Eligible Transactions: Purchase; Refinance – Rate/Term; Refinance – Cash Out Non-QM Mortgage Loans /”Interest-Only” Payment Option Single Family Residence – Owner-Occupied

Read More »

Non-QM Low Doc Jumbo

Non-Qualified Mortgage Jumbo Programs This Non-QM mortgage product is from a Portfolio lender and is unique unseasoned employment and super jumbo loan amounts. Non-QM Income Documentation for Self-Employed Borrowers and

Read More »

One Month Bank Statement Loan

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans

Credit Score Tools

Hard Money Mortgage Loans

Niche Loans

No Tax Return Transcripts / 4506-C “4506” refers to IRS Form 4506, which allows lenders to request a transcript of a borrower’s tax return directly from the IRS. Here’s a summary tailored for a mortgage loan program:
In our mortgage loan programs, we differentiate ourselves by not requiring IRS Form 4506-C. This means that borrowers do not need to provide the IRS transcript of their tax returns as part of the application process. By eliminating this requirement, we streamline the application process and offer borrowers a simpler, more efficient experience. This feature distinguishes our mortgage programs and provides borrowers with greater flexibility and convenience when applying for loans.

Exception-Based Non-Prime Loan

Loan Purpose: Purchase, Rate/Term Refinance, Cash Out Refinance Maximum Loan Amount: $4,000,000. Maximum Cash Out: $2,000,000 Specialized lender leads the way in the Non-Prime niche mortgage lending space with over

Read More »

Non-QM | Non-Prime Loan Programs

Non-Prime Mortgage Lender Programs and Highlights Independent contractor mortgage borrowers can now use their 1099 forms to qualify as additional income, demonstrating their ability to repay. This is particularly beneficial

Read More »

Non-QM – Stated Expense Ratio

Alternative Bank Statement Income | Non-QM Mortgage Broker * Other Alt Doc, Reduced Doc, and Lite Doc Options Available -1099 Only -Investor Cash Flow DSCR -Asset Qualifier -Asset Distribution *

Read More »

Non-QM Portfolio Lender Loan Programs

Non-Qualified Mortgage Lender Serving California Business Owners Non-Qm lender offering Non-QM loan programs to California self-employed borrowers. California business owners need flexible non-qualified underwriter guidelines with favorable pricing, reasonable terms,

Read More »

Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs Loan programs for home buyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors. Debt Service Coverage

Read More »

12 Month Bridge Loan

12 Month Bridge Program Lending Partner with the Flexibility to Deliver Results 12 Month Bridge Loan allows Borrowers Access to the Equity in their Property Before it is Sold. Occupancies:

Read More »

90% LTV – ITIN Investors

Foreign Nationals are buying properties now more than ever which means good & effective Buying Power for the foreign national and also more and more experience for us with the

Read More »

DSCR .75% Jumbo Mortgage

Debt Service Coverage Ratio Loan Program Guidelines and Requirements Experienced Real Estate Investors – 25 Financed Properties – OK Most investor loan programs will max the borrower/investor at 10 financed

Read More »

Condo Mortgage 90% LTV Jumbo

Condo Mortgage Program 90% LTV to $2,500,000 Purpose: Purchase, Refinance Cash Out 90% LTV – $2,000,000 – 700 Credit Score 90% LTV – $1,500,000 – 680 Credit Score 90% LTV

Read More »

Stand-Alone Second Mortgage

Second Mortgage Bank Statement Mortgage Loan Loan Purpose: Purpose: Second Mortgage/ Cash Out/ Debt Consolidation (cash out can be used to meet reserve requirement) Eligible Business Entities: Corp, LLC, Trust

Read More »

Asset Depletion Program

Asset Depletion Income Program to 90% LTV Our asset depletion programs can also qualify your business as well as your personal bank (100% gross deposits) accounts on either a 6-month,

Read More »

6 Month Bank Statement Mortgage Loan

Alternative Income Documentation * Self-Employed * Commission Business Professionals This 6 Month Super Jumbo Bank Statement Non-Qualified Mortgage (non-qualified-mortgages) (Non-QM) loan program is for all residential property types and occupancy

Read More »

Non-QM Interest-Only Jumbo Program

Interest-Only Non-QM Jumbo Mortgage Product Interest Only – $2,000,000 Eligible Transactions: Purchase; Refinance – Rate/Term; Refinance – Cash Out Non-QM Mortgage Loans /”Interest-Only” Payment Option Single Family Residence – Owner-Occupied

Read More »

Non-QM Low Doc Jumbo

Non-Qualified Mortgage Jumbo Programs This Non-QM mortgage product is from a Portfolio lender and is unique unseasoned employment and super jumbo loan amounts. Non-QM Income Documentation for Self-Employed Borrowers and

Read More »

One Month Bank Statement Loan

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans

Credit Score Tools

Hard Money Mortgage Loans

Niche Loans

Credit Score Tools

One Month Bank Statement Loan

3 Month Bank Statement Loans

Self-Employed Programs