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Mortgages - No Form 4506-C

No Tax Return Transcripts / 4506-C "4506" refers to IRS Form 4506, which allows lenders to request a transcript of a borrower's tax return directly from the IRS. Here's a summary tailored for a mortgage loan program:
In our mortgage loan programs, we differentiate ourselves by not requiring IRS Form 4506-C. This means that borrowers do not need to provide the IRS transcript of their tax returns as part of the application process. By eliminating this requirement, we streamline the application process and offer borrowers a simpler, more efficient experience. This feature distinguishes our mortgage programs and provides borrowers with greater flexibility and convenience when applying for loans.

Bank Statements/Asset Depletion to 5-Million

Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can now take advantage of alternative income documentation with options to purchase at 90% LTV and cash out at 85% LTV. By using your 1099(s) as

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