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Mortgages - No Form 4506-C

No Tax Return Transcripts / 4506-C "4506" refers to IRS Form 4506, which allows lenders to request a transcript of a borrower's tax return directly from the IRS. Here's a summary tailored for a mortgage loan program:
In our mortgage loan programs, we differentiate ourselves by not requiring IRS Form 4506-C. This means that borrowers do not need to provide the IRS transcript of their tax returns as part of the application process. By eliminating this requirement, we streamline the application process and offer borrowers a simpler, more efficient experience. This feature distinguishes our mortgage programs and provides borrowers with greater flexibility and convenience when applying for loans.

Non-Prime Lite Doc and Reduced Doc

Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income verification. Applicants can qualify using only the past 12 months of income, either through one year of W-2s with recent pay stubs or a year

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12 Month Bank Statement Loan + VOE Alt Doc

Self-Employed Home Loan 600 Credit Score Self-employed borrowers with credit scores as low as 600 can access flexible home financing through our alt doc mortgage programs. These loans are tailored for business owners, freelancers, and entrepreneurs who may not qualify

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Alternative Income Documentation

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