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Unconventional Mortgage Brokers - A Wealth of Information and Service: (800) 718-8906

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1099 Only Mortgages

1099 Only loan programs are for Sole Proprietors. Independent Contractors can utilize one or multiple 1099's for the previous 1 or 2 years. "Reduced Doc" (1-year employment history). "Lite Doc" (2-year Alt Doc income history,
Speak to a Loan Officer (800) 718-8906.

1099 Only Mortgages - Guidelines and Highlights:

Non-Qualified Mortgage Jumbo 55% DTI

The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have traditional documentation like tax returns, W-2s, or pay stubs. It offers flexible income verification via

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11/15/2018 08/24/2025

Exception-Based Non-Prime Loan

Maximum Loan Amount: $4,000,000 Cash Out: $1,500,000 Specialized lender leads the way in the Non-Prime niche mortgage lending space with over 50 years of collective wholesale lending and loan origination

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07/03/2021 09/26/2025

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Alternative Income Documentation

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