Soft Money Mortgage Program
Exceptions made to 75% LTV for qualifying counties in the state of California. This means that the pricing is less than the traditional Hard Money type loan program.
Alt Doc Income Documentation referred to as a No Doc or Business Purpose for Non-Owner Occupied and Business Purpose for Owner-Occupied for Purchase, R&T Refinance and Cash Out Refinance.
Private Money Loans – Up to 75% LTV
Access private money loans up to 70% LTV for purchases or cash-out refinances. Ideal for investors needing quick approvals and flexible terms.
Benefits of a 75% LTV Private Loan
- Close quickly with minimal documentation
- Competitive rates for short-term or bridge needs
- Financing for residential or commercial properties
Submit your scenario online or call our experts to secure a private money loan with up to 70% loan-to-value.
Loan Amounts:
* Minimum – $250,000
* Maximum – $40,000,000
Property Types:
* Single Family Residence – Attached (SFR)
* Single Family Residence – Detached (SFR)
* Residential and Commercial
* 1-2 Units
* 1-4 Units
* 5+ Units
Eligible Occupancies
* Owner-Occupied/Primary
* Non-Owner Occupied
Terms Available
* 1 year ARM
* 3 Year ARM
* 5-year ARM
* Interest Only Payment Terms Available
Underwriting Notes
* Must have a valid social security number
* Foreign Nationals allowed
* Refinance and Interest Only OK to 65% LTV
Appraisal Requirements
* Appraisal paid for up front by borrower upon loan approval
* Appraisal ordered by the lender
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.