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Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs

Loan programs for homebuyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors.

DSCR Investor Loans support both purchase and cash-out refinancing options. Qualify for up to $10 million with an 85% LTV, a minimum DSCR of 0.85, and a 620 middle credit score. Ideal for real estate investors.

Debt Service Coverage Ratio – Jumbo Loan

  • 85% LTV Ratio
  • 620 Middle Mortgage Credit Score
  • .85 DSCR Ratio

Alt Doc – Bank Statement Loans Available

  • 12 Months Bank Statements
  • 24 Months Bank Statements

Unconventional DTI – 65%

  • 85% LTV
  • 620 Middle Mortgage Credit Score

Credit Seasoning

  • Foreclosure – 1 Day
  • Short Sale – 1 Day
  • Deed-In-Lieu – 1 Day
  • Bankruptcy – 1 Day

Title Vesting and Lending

  • Corporations
  • C Corps
  • S Corps
  • Trusts

Loan Scenario Form – No Cost – No Credit Check

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.