True No Doc - No Income or Asset Documentation

No Income Documentation and No Employment History Stated on Application. This loan was designed for borrowers, Self-Employed Borrowers, W2 Wage Earner Borrowers, unemployed, retired, Day Trader, cash side business, doesn't matter. If you have a pulse and a good equity position, you're in.

No Income - No Assets - No Employment. Income and Employment left Blank on the 1003 Uniform Application

Secure in your Approval

Direct lender- Lender Makes First and Final decision usually within 24 Hours and never requires Outside Investor Signature and over $100,000,000 to lend. Offering this specific No Doc loan programs

Product and Service

No Documentation | True No Doc

Additional loan features available to help fix gap in funding or fit nicely in the Investor filling in any unanticipated gaps in funding - Capital delivered 2 business days


Easy loan, smooth process, quick turn times, and fast closings. Investor programs closing in 4 business days  

Loan Amounts: Loans down to $25,000 and up to $3,000,000 all No Documentation

Quick Close: Closing's average 10-15 business days from application to closing

Credit: Credit Scores Down to 500. No Score - OK

Loan Purpose:

  • Purchase
  • Refinance - R/T and Cash Out
  • Title Seasoning for Market Value LTV. - 6 Months (6 months less than the "standard" 12 months)

Credit not really much of a factor. Cannot be late on any mortgage, Owner-Occupied, Investment properties

Purchase and refinance- 30-day seasoning for cash out using new appraised value

Available Terms

3-year loans for borrowers with longer-term exit strategy as well as traditional bridge funding for Investors

Closing in natural person name OR business entity

We have many alternative income documentation loan programs available. Don't pre-qualify yourself, consult a Mortgage Professional. 858-222-7534

Eligible Borrowers: US Citizen, Foreign Nationals, Resident Alien, Non-Residential Aliens

Underwriter Notes and Highlights:

Cross-collateralization - OK

Non-Occupant Co-Borrowers - OK

First Time Home Buyer (FTHB) - OK + (reduce maximum LTV 10%)

Additional Reserves for Real Estate Owned (REO) - Not Required

Bridge Funding for Investors


Available in the Following States

Arizona, Alabama, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington