High LTV Hard Money Jumbo Loan

This hard money residential loan has a very high Loan-to-Value (LTV) ratio of 80%. Most hard money lenders max out at 65%, sometimes 70%. So 80% is huge. It can be used as a Fix and Flip, Blanket loan, Bridge loan, Construction Loan and can also bail a borrower out of any housing event; short sale, foreclosure, bankruptcy, Notice of Default (NOD), Notice of Sale (NOS). Below you'll see some underwriting highlights.

Loan purpose:

  • Purchase
  • Refinance
  • Cash Out Refinance and Construction

Blanket, Bridge and Fix and Flip

Loan limits:

80% LTV

Maximum loan amount - $3,000,000

Term: 12 months

Property types:

  • Single Family Residence (SFR)
  • 2-4 Unit
  • Condos and Townhomes

Non-Warrantable Condos

Manufactured homes

Mixed Use  

Unconventional Property Types:

  • Dome homes
  • Modern style
  • Historical
  • Log homes

 Non Owner Occupied only

1-4 units 

States available:

Alabama, Arkansas, Arizona, California, Connecticut, Florida, Georgia, Iowa, Illinois, Kansas, Massachusetts, Maryland, Maine, Michigan, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Texas, Virginia, Washington, Wisconsin


Reference# - 55214