Jumbo Loan Amounts: Up to $3,000,000 – 85% LTV
Tap into your home’s equity with a jumbo cash-out refinance—borrow up to $2,500,000 with a maximum loan-to-value (LTV) of 85%. Available for owner-occupied and second homes, including eligible single-family residences (attached or detached) and low-rise condos (under four stories).
Jumbo Cash-Out Refinance Highlights
Maximum LTV: 85%
Loan Amount: Up to $2,500,000
Eligible Property Types:
Single-Family Residence (Detached)
Single-Family Residence (Attached)
Condominiums (Less than 4 stories)
Eligible Occupancy Types:
Owner-Occupied
Second Homes
Minimum Credit Score: 640
Available Terms:
5-Year ARM
7-Year ARM
No Prepayment Penalty:
Pay off your loan at any time with no penalty or early termination fees.
Credit Requirements
Bankruptcy: Minimum 1-year seasoning
Foreclosure: Minimum 1-year seasoning
Short Sale: Minimum 1-year seasoning
Loan Modification: Minimum 1-year seasoning
Available in the Following States:
Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansa, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
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