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Fix and Flip Program

Fix & Flip Flexible Capital Program:

At Broker Mortgages, our Fix & Flip Program gives real estate investors the financial power to acquire, renovate, and resell properties quickly — without the long wait times of traditional lenders. Whether you’re a seasoned house flipper or exploring your first rehab project, our tailored financing solutions help you turn opportunities into profits.

Why Our Fix & Flip Program?

Fast to Flip Properties with Confidence

  • Rapid Closings — Fund your deal in days, not weeks, so you can move fast and compete with cash offers.
  • Comprehensive Rehab Funding — Get financing not only for purchasing the property but also for renovation costs via draw schedules.
  • High Leverage — Up to a competitive Loan-to-Cost (LTC) or Loan-to-Value (LTV) depending on project risk and borrower profile.
  • Flexible Terms — Short-term loan durations with interest-only payment options to reduce holding costs.
  • Minimal Documentation — We prioritize the value of the deal (after-repair value) and your exit strategy over complex income verification.
  • Dedicated Support — Your project has nuances. We pair you with knowledgeable underwriting and draw management teams to guide you step by step.

Who Qualifies?

  • Real estate investors, flipping professionals, or rehabbers
  • Entities or individuals (based on credit and experience)
  • Projects involving distressed or under-market properties
  • Properties with clear profit potential after renovation

How It Works (Simple 4-Step Process)

  • Prequalification & Deal Review — Submit project details (purchase price, rehab budget, exit plan).
  • Terms & Approval — We underwrite based on property metrics and expected after-repair value.
  • Closing & Draw Setup — Funds disbursed in phases aligned with renovation progress.
  • Exit Execution — Sell or refinance to retire the loan and realize your profit.

Let us be your capital partner on the ground. Flip faster, smarter, and with more predictability.

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.