Maximum Loan Amount: $4,000,000 Cash Out: $1,500,000
Unique Non-QM Lenders and Loans
We have many loan options, and we are poised to increase the buying power of the small to medium size business owner by utilizing industry tools, built into their proprietary mortgage Loan Origination Software (LOS) to make the escrow process smooth and rolling along in a timely fashion. We are closing Non-QM Alt Doc loans in 10-21 days.
Innovative Product and Service
Non-Prime solutions that other loan officers cannot. to individual W2 Wage Earner borrowers and Self-Employed business professionals or anyone else that has a complicated tax return can benefit from 1 or more of the following:
~ Loan Scenario Form – Credit Check Not Required ~
Purchase/Refinance, Cash Out
Alt Doc and Reduced Doc Programs:
- Bank Statements
- 1099 Only
- Asset Depletion
- No Doc
- Reduced Doc
Bank Statement (months) Loan Options:
- 2 Month Business or Personal Account
- 3 Month Business or Personal Account
- 6 Month Business Account
- 12 Month Business or Personal – Commingle OK
- 24 Month Business or Personal – Commingle OK
Eligible Employment Types:
- Primary Borrower: Self Employed
- Co-Borrower: Wage Earner/ W2
Eligible Business Types:
- Corporation
- LLC
- Sole Prop
Employment Verification:
- Business License
- CPA Letter or Tax Professional stating Percentage of Ownership
- Borrower Prepared Profit and Loss Statement
Eligible Property Types:
- SFR Single Family Residence – Detached
- SFR Single Family Residence – Attached
- Duplex, Triplex, 2-Unit, 3-Unit, 4-Unit, Condominiums
Eligible Occupancies:
- Owner-Occupied
- Non-Owner-Occupied Investment
- Vacation Home
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Mississippi, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.