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Credit Score Specialist

We have a relationship with credit repair companies, and we also have actual lenders with their dedicated department of Credit Score Specialists. Credit Score Specialists specialize in the optimizing of credit reports, increasing credit scores and maximizing buying power for you, our borrower’s, for free. We like that and so do you.

Credit Rescore Boost Optimization

A Credit Specialist, by utilizing their professional background of mortgage underwriter experience. These are real lenders that know what they’re doing. They want the borrower to qualify Their objective is our leverage. The loan will fund, it’s just a matter of time. If we must get creative in order to achieve everyone’s goal, a common goal, so be it. This is a real team that is about cutting-edge service, diligence and results. service for a common goal.

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How to Improve Your "Mortgage Credit Score”

As long as credit scores are important to the lenders, they are important to us. We have taken a proactive approach to becoming informed and our results have never been better. In today’s lending environment, what separates good Mortgage Brokers from the great Mortgage Brokers are the ones that have access to and properly utilize the best Credit Analyzer and Credit Rescore tools and other resources that are available. In many cases, the credit score model isn’t exactly fair. Our Credit Specialists often play a critical role in helping good borrowers get the loan program they deserve. Our goal is to help good, responsible borrowers get the mortgage loan that fits their unique situation, not to decline a worthy borrower that would otherwise fall through the cracks.

Credit Repair Optimization Results

Our credit department is a licensed, bonded and registered Credit Service Organization, specializing in credit repair. We have over 16 years of experience in the credit repair industry and are experts with extensive knowledge of the methods used by credit bureaus and creditors allowing us to maximize the results our clients receive. Credit repair is much more than simply disputing a negative item on your credit report and then hoping that the creditor doesn’t turn the response to the credit bureaus within 30 days. When this happens, it is simply a band-aid that more than likely will not last. If this was all there was to credit repair, anyone could do it. To do it properly with permanent results, it must be done properly.

What is Credit Repair?

It is estimated that 90% of Americans have negative items and/or mistakes on their credit reports such as collections, judgments, late payments, liens, inquiries, and even duplicate items. All these negative items lower a person’s credit score. It is legal and it is every person’s legal right to seek mistaken and or unverifiable items, inaccurate items, and incomplete items removed and deleted from their credit reports.

Credit Score Tools

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Alternative Income Documentation

Category Lenders

Alt Doc Purchase Loans

Alt Doc Refinance Loans