Unconventional Mortgage Loan Programs

Experienced Mortgage Loan Officers

We are a network of experienced Mortgage Loan Originators. We are able to research and "shop" your "loan scenario" with an extensive number of lenders (Prime, Non-Prime, Portfolio) and loan programs (qualified and non-qualified) including niche programs to meet a specific requirement(s)

Unique Mortgage Service

We feel our service is unique in that we can prequalify, pre-approve (pre-approval letter) and price loans without processing a full application and without pulling credit. It's important that you be properly pre-qualified before anything else.

Conventional Home Loans and Unconventional Home Loans

We also have all the conventional lenders and loan programs, Fannie Mae, Freddie Mac, FHA and VA, all agency programs. What makes our agency lender loan programs unconventional is the absence of individual lender guideline overlays that can potentially decline a perfectly good applicant. We also have manual underwriting available.

The Right Approval

Are you in the market for a mortgage or are you in the market for the right mortgage? We speak to individuals every day that are online researching loan programs. We offer a full spectrum of loan programs. Please let us know how we can help you. It may be the thing that separates you from the right mortgage is the wrong loan officer.

Extraordinary Service

Extraordinary service is about providing the right loan program to fit your particular needs, quick turn-times, and flexibility. Check back often as we are always updating our loan programs as this industry continues to evolve.

Self-Employed Borrowers

Successful business professionals that dare to be successful business owners will find what they want with the same proactive spirit that leads you here.

Borrower Approved

Self Employed people are those that drive the economy and deserve good credit and their share of the am RE dream bc the dream goes on and BrokerMortgages, Inc helps make that happen.

Documentation and the Ability-to-Repay:

What exactly is the underwriter looking for in the way of "income documentation"?

Non-QM mortgage lender underwriters want to see "just enough" documentation to justify the approval, conditions, and funding

Verification of Employment (VOE)

What are the different ways or methods a lender will use to verify my Self-Employment?

Bank Statement Loans

Significant change in the world of Self-Employed mortgage lending and moreover has uplifted the purchasing power of self-employed borrower across the United States; dramatic change for the American entrepreneur by being provided proper and well-deserved service.

Bank Statemet Loan Pograms have impacted the mortgage industry and how qualified self-employed borrowers feel about e the mortgage experience.

Self-employed

Business owner

Entrepreneur

Business professional