Pre-foreclosure Sale Information
If you are willing to sell your home, even if you currently have your house on the market, some lenders will agree to put your foreclosure on hold while you attempt to sell your home through the method of your choice. To qualify, your mortgage must be at least 2 months delinquent, and you can sell your home within 3-5 months. Your new appraisal must show that the value of your home will meet the HUD program guidelines. From the sale proceeds, you will be able to pay off your existing mortgage loan(s) avoiding foreclosure and preventing any damage to your credit rating.
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