Update 2023: 90% Max LTV

$10,000,000 Super Jumbo Alt Doc > $10,000,000 Case-by-Case Basis

Self-Employed Income Documentation: Bank Statements from 600+ FICO to 90% LTV

Wage Earner Income Documentation: 2 Years W2's but Not Tax Returns

Full Income Documentation to 95% LTV | Tax Returns, W2s Profit & Loss, leases, Awards Letters, sourcing funds Ford down payment closing cost reserve requirements

Liquid Assets: 12 months reserves for subject property + 6 months for each additional property owned

Eligible Occupancies: Primary Residence Only

Interest-Only Options to 80% LTV

Credit Notes:

1 day out of Chapter 7 Bankruptcy Seasoning from 580+ FICO

Unlimited Consumer Lates OK


Unlimited 30-Day Lates to $2 Million

Second Homes to $2 Million

Unlimited Cash Back When Property Owned Free & Clear OR Under 50%


Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, and Washington