Category: Programs We Offer
Last Updated: 23 January 2020

Self Employed Home Loan Program

This loan program is for home buyers and homeowners that have recently experienced a housing event such as bankruptcy, foreclosure or short sale. Self Employed borrowers can document their income by providing bank statements in lieu of conventional to support income and if there is a wage earner borrower, too, primary or co-borrower, this applicant uses their W-2 and paystub for income documentation because this bank statement loan program does not have a prepayment penalty, borrower can refinance at any time to obtain a lower rate or take cash out.

Guidelines and Highlights


Income Program:

Income Documentation:

and or

Employment Types:

Credit Criteria:

Credit Scores:

Loan to Value ratio (LTV)

Debt to Income Ratio (DTI):

Maximum Loan Amount:

Property Types:



No Prepayment Penalty


States: Arizona, California, Colorado, Florida, Georgia, Oregon, Washington


Reference# 535 06131519-16-12-16