Non-Prime Investor Program | Forms 4506-T and 4506-C Not Required

Real Estate Investor can own up to 20 financed properties

Credit Score Requirements 

700 Credit Score - 85% LTV

660 Credit Score - 80% LTV

Maximum Loan amount - $750,000

Loan purpose:

Purchase

Refinance

Cash Out Refinance - $500,000 Maximum

Property Types:

SFR Single Family Residence

2-unit

4-unit

Occupancy:

Investment Property / Non Owner-Occupied 

Credit Notes:

2 years seasoning required from bankruptcy discharge date

No seasoning required for short sales and foreclosures

50% maximum DTI Debt to Income ratio

States:

Alabama, Arizona, California, Colorado, District of Columbia, Georgia, Florida, Iowa, Indiana, Kentucky, Maryland, Michigan, Minnesota, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, Wisconsin

Reference # - 125 527030515