Super Jumbo Bank Statement Loan | Form 4506-T and 4506-C Not Required

Tax Returns Not Required

Utilize personal or business bank statements in lieu of traditional income documents

Income Documentation Alternative:

24 Months Business or Personal Bank Statement Program to $2,000,000

Employment Types:

  • Self Employed with W-2 Wage Earner Co-Borrower OK

Loan to Value:

  • 80% LTV to 1 Million 580 Credit Score
  • 70% LTV to 1 Million 500 Credit Score

Credit notes:

  • 1 year seasoning required from bankruptcy discharge date
  • 2 years seasoning required for short sales and foreclosures

Loan Purpose:

  • Purchase
  • RefinanceCash Out Refinance - $500,000 maximum

Property Types:

  • SFR Single Family Residence


  • Owner Occupied
  • Second / Vacation Home – 75% maximum LTV

Debt-to-Income Ratio "DTI"

  • 50% maximum


Alabama, Arizona, California, Colorado, District of Columbia, Georgia, Florida, Iowa, Indiana, Kentucky, Maryland, Michigan, Minnesota, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, Wisconsin


Reference # - 125 527030515 NP