Stated Income / Verified Assets

Minimum Credit Score - 660

Maximum Financing 70% LTV

IRS Forms 4506-T and 4506-C Not Required


Primary / Owner-Occupied

Second / Vacation Home

Investment property / Non Owner Occupied

This lender offers 3 alternative income documentation programs:

Full Doc:

For Self/Employed and W-2 wage earners

Bank Statements:

  • For Self/Employed and W-2 Wage Earner Co-Borrowers

Gross Sales for Investment properties

  • For Self/Employed - Gross Income amount utilized to calculate debt ratios

Terms Available:

ARM 30 year amortized

Property Type:


Condos <4 stories


2-4 Units


File will need to document Ability to Repay depending on total loan scenario


Loan Amounts:

Maximum loan amount - $500,000

Senior Underwriter approval to $800,000


Fix and Flip - OK


Cross Collateral OK



Arizona, California, Colorado, Florida, Georgia, Idaho, North Carolina, Oregon, Texas, Utah, Virginia, Washington


Reference - 124 526020315