Stated Income / Stated Assets - Jumbo | Forms 4506-T and 4506-C Not Required

Purpose: Purchase, Rate/Term and Cash Out 80% LTV 620 Credit Score

70% LTV on the First Lien. 80% CLTV Allowed with Outside Second Mortgage. This Loan is for the Self-Employed borrower. This is a Portfolio / Bank Lender loan program with Loan Amounts from $200,000 - $2,000,000.

Credit Scores:

  • 700 Minimum
  • LTV:
  • 70% Maximum Financing

Property Types:

  • SFR
  • Condos
  • 2-4 units


  • Non-owner Occupied / Investment
  • Stated Income also available on Primary / Owner Occupied homes


  • 3 and 5 year ARM's
  • 30-year amortization
  • Payment Cap at Prime + 4% after fixed portion of the term
  • Call for other amortization options
  • Interest-Only Available

Prepayment Pricing Options available

Tax and Insurance Impounds required

First Time Homebuyer - Reduce LTV 5%


Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, North Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.