This Jumbo Loan Program is for Borrowers with Less Than Perfect Credit

Jumbo Loan Amounts to $4,000,000 | Maximum Cash Out - $1,500,000

Credit Score Requirements

  • 660 Minimum Credit Score

Property Types

  • Single Family and duplexes - 85% max LTV financing

Occupancies

  • Owner-Occupied
  • Investment Properties:
  • 1-2 unit and 3-4 unit to 70% LTV to $2,000,000
  • Second Home:

80% LTV Max Financing

Underwriting Highlight Notes:

Gift/unseasoned funds for down payment OK

Private Mortgage Insurance (PMI) - Not Required

Available in the following states:

Alabama, Arizona, California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, North Carolina, Oregon, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and West Virginia