Real Estate Investor Loan: Up to 12 Financed Properties OK

Borrower can own unlimited properties, but only 10 can have a mortgage lien

680 Middle Credit Score | 85% Maximum LTV

No Ratio Income Documentation

  • Leases (or appraisal form 1007)
  • Six months Reserves required for the subject property plus 6 months liquid reserves for every property that is currently being financed. (Cash out can cover reserve requirement)

Jumbo Loan Amounts

  • $250,000
  • $2,000,000

Property Types

  • Single Family Residence
  • Non-Warrantable Condo
  • 2 Units
  • PUD


  • Non Owner-Occupied
  • Second Home

Underwriter Notes:

  • In order to utilize rental income, tax returns are required. Lease agreements accepted too
  • Bankruptcy or Foreclosure 7 years seasoning required
  • Interested parties Contribution OK for Second Home and Non-Owner Occupied investment property


Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Maine, Massachusetts, Michigan, Nevada, New Jersey, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Washington