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Warning

The form #134 does not exist or it is not published.

Income and Asset Documentation Not Required

January 2020

Tax Returns Not Needed for Self Employed or W-2 Employees

Loan Purpose

  • Purchase, Refinance and Cash-Out Refinance
  • Cash-Out Refinance Requires 90 day Purchase Seasoning in Order to use "Market Value". Less than 90 days, "purchase price" is used for LTV purposes.

Property Types SFR and PUDS only

Occupancies: Owner Occupied and Second Homes Only

Notes:

  • 700 minimum Credit Score required
  • 70% Maximum LTV (loan to value)
  • $420,000 minimum loan amount

 

States:

Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Illinois | Iowa | Kansas | Kentucky | Maine | Maryland | Missouri | Nevada | New Hampshire | New Jersey | New Mexico | North Carolina | Oregon | Pennsylvania | South Carolina | Tennessee | Texas | Virginia | Washington

 

Reference # am09jj