Income and Asset Documentation Not Required

November 2019

No Tax Return Needed for Self Employed or W-2 Employees

Loan Purpose:

Purchase, Refinance and Cash Out Refinance

Cash Out refinance requires 90 day purchase seasoning in order to use "market value". Less than 90 days, "purchase price" is used for LTV purposes.

Property Types

SFR and PUDS only


Owner Occupied and Second Homes Only

700 minimum Credit Score required

70% Maximum LTV (loan to value)

$420,000 minimum loan amount


Reference # am090214776