Inherited Property Financing - 80% Loan-to-Value

This loan program is for people that have lost a family member and would like to keep the home.

This is a manual underwrite program

Same day approval

Fund within 2 weeks


  • Purchase
  • Refinance Rate & Term  R&T
  • Refinance - Cash Out

Maximum LTV - 80%

Future value can be used for LTV qualifying purposes

Underwriting Notes:


This is not a credit or credit score driven loan

No minimum credit score required

Major credit events

  • Bankruptcy - OK
  • Foreclosure - OK
  • Short Sale - OK

Deferred Maintenance - OK

Debt Consolidation - OK

Debt-to-Income (DTI)

50% Maximum

Future Rental Income Considered on a Case-by-Case basis, Underwriter's Discretion

Home Improvement Cost can be included in the loan and paid out at the close of escrow


Arizona, Alabama, California, Colorado, Florida, Georgia, Illinois, Louisiana, Maine, Maryland, Mississippi, Nevada, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Virginia, and Washington