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Niche Loan Programs

Niche loan programs are special because of unique guidelines that allow for certain efficiencies and deficiencies as it pertains to a specific loan program and loan scenario. It's where the loan scenario meets the loan program. An example of a niche loan program or niche underwriting guideline is a 55% Debt-to-Income (DTI) ratio to $750,000, cash out.
Title Modified Date
Portfolio Jumbo - Stated Income 23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only 23 January 2020
90% LTV - $1,500,000 - 4 Months Reserves 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 January 2020
Non-QM Interest-Only Jumbo Program 23 January 2020
Second Mortgage Bank Statement Loan 23 January 2020
Bank Statement Mortgage Loan 23 January 2020
Non-Prime Mortgages Niches 11 April 2020
Non-Prime Lite Doc 23 March 2020
Stand-Alone Second Mortgage 23 January 2020
Condo Mortgage 90% LTV Jumbo 23 January 2020
Non-QM Lender 17 June 2020
Bank Statement Loan - 2020 10 June 2020
Stated Income Verified Assets Owner-Occupied Jumbo 23 January 2020
Hard Money Super Jumbo Florida 23 January 2020
Stated Income Verified Assets to 70% LTV Owner Occupied 23 January 2020
Bank Statement Loan 600 Credit Score 23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score 23 January 2020
True No Doc Home Loan 23 January 2020
Jumbo Hard Money to 3 Million 80% LTV 23 January 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Investor Loan - No Doc 23 January 2020
Private Money 70% LTV 23 January 2020
Stated Income Jumbo Construction Loan 1 Million 23 January 2020