Niche Loan Programs

Niche loan programs are special because of unique guidelines that allow for certain efficiencies and deficiencies as it pertains to a specific loan program and loan scenario. It's where the loan scenario meets the loan program. An example of a niche loan program or niche underwriting guideline is a 55% Debt-to-Income (DTI) ratio to $750,000, cash out.

Title Modified Date
Portfolio Jumbo - Stated Income 01 November 2019
Portfolio Jumbo Low Doc - One Year P&L Statement Only 01 November 2019
90% LTV - $1,500,000 - 4 Months Reserves 01 November 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 01 November 2019
Non-QM Interest-Only Jumbo Program 01 November 2019
Second Mortgage Bank Statement Loan 01 November 2019
Wage Earner Bank Statement Mortgage Loan 01 November 2019
Non-Prime Lite Doc 12 December 2019
Condo Mortgage 90% LTV Jumbo 13 December 2019
Stated Income Verified Assets Owner Occupied Jumbo 01 November 2019
Hard Money Super Jumbo Florida 01 November 2019
Stated Income Verified Assets to 70% LTV Owner Occupied 01 November 2019
Bank Statement Loan 600 Credit Score 01 November 2019
Jumbo Investor Loan 75% LTV 720 Credit Score 01 November 2019
True No Doc Home Loan 01 November 2019
Jumbo Hard Money to 3 Million 80% LTV 01 November 2019
Hard Money 5 Million Owner Occupied 13 December 2019
Investor Loan - No Doc 16 November 2019
Private Money 70% LTV 01 November 2019
Stated Income Jumbo Construction Loan 1 Million 28 February 2019