DSRC Investor Loan Program Jumbo and Super Jumbo to $2,500,000 and Super Jumbo to $4,000,000

Purchase & Rate/Term Refinance:

Credit Score | LTV | Loan Amount Matrix

  • 660 Credit Score | 80% LTV to $3,000,000

  • 640 Credit Score | 75% LTV to $3,000,000

Refinance Cash Out: (cash out can be used to meet reserve requirement)

  • 660 Credit Score | 75% LTV to $3,000,000

  • 620 Credit Score | 65% LTV to $3,000,000

Loan Amounts: $4,000,000 - 760 Middle Mortgage Credit Score

Employment Types: N/A

Eligible Business Entities: Corp, LLC, Trust

Employment Verification: N/A

DTI: N/A

Property Types: SFR, 2 Unit, 4 Unit

Occupancy: Non-Owner Occupied. Investment properties

Income Documentation

Employment Verification Documentation - VOE: N/A

4506-T is Not Required

Liquid assets can be used for Additional Income

Credit Scores: 620

Credit Seasoning:

2 Tradelines, one with a 24 Month History and One with 12 Month History or 3 Tradelines, all with a minimum fo 12 Months History 

States:

Alabama | Arizona | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Illinois | Maine | Maryland | Massachusetts | Missouri | Nevada | New Jersey | New Mexico | North Carolina | Oklahoma | Oregon | Pennsylvania | South Carolina | Texas | Utah | Virginia | Washington