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Investor DSCR Mortgage Program

The Real Estate Investor Program offers flexible income documentation options, including Full Doc or DSCR (Debt Service Coverage Ratio)

Purpose: Purchase or cash out refinance

Income Documentation: Full Doc or DSCR (Debt Service Coverage Ratio)

Eligible DSCR and LTV Ratios:

DSCR .75% – 1.5%

Loan-to-Value (LTV): 80% Purchase and 75% Cash Out Refinance

Super Jumbo Loan Amounts from $250,000 to $7,500,000

Credit Score Requirement: 620

Eligible Property Types: Single Family Residence (SFR), Condos, 2-4 Units

Eligible ccupancy: Investment Properties are OK

Terms available: 10 year arm, 30 year fixed, 40 year fixed. Interest ony also available

Underwriting notes: Investors, 1-10 Financed Properties allowed even if non-owner occupied

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Michigin, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.