High LTV Hard Money Jumbo Loan

This hard money residential loan features an extremely high loan-to-value (LTV) ratio of 80%. Most hard money lenders max out at 65%, sometimes 70%. So, 80% is significant and speaks to the aggressive nature of this hard money lender and this hard money loan program and can be applied to a variety of loan types including Fix and Flip, Blanket Loan, Bridge Loan, Construction, and can also can be used as a means to bail a borrower out of any "housing event"; Short Sale, Foreclosure, Bankruptcy, Notice of Default (NOD), Notice of Sale (NOS). Below you can see the unique underwriting guideline highlights specific to this loan program.

Form 4506-T Not Required

Maximum LTV: 80%

Maximum Loan Amount: $12,000,000. Exceptions made to $25,000,000

  • Exceptions Made to $20,000,000


  • Purchase
  • Refinance: Rate/Term and Cash Out
  • Blanket
  • Bridge
  • Fix and Flip

 Occupancy: Non-Owner Occupied Only

Available Terms

  • 12 Months
  • 18 Months
  • 24 Months
  • Interest-Only

Eligible Property Types

  • Single Family Residence (SFR) - Detached
  • Single Family Residence (SFR) - Attached
  • 1-4 Units
  • 2-4 Unit
  • Condos and Non-Warrantable Condos
  • Condotels to 65% LTV
  • Townhomes
  • Manufactured Homes
  • Mixed Use Properties

Unconventional Property Types

  • Dome Homes
  • Modern Style
  • Historical
  • Log Homes


Available in the Following States:

Arizona, Alabama, California, Colorado, Florida, Georgia, Illinois, Louisiana, Maine, Maryland, Mississippi, Nevada, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Virginia, and Washington


Reference# - 55214