Jumbos, Super Jumbos, and Cash-Out - 600 Credit Score

OK. Second Mortgages also Available. Private Money Lender, southern California based with LTVs up to 80% on Investment properties all throughout California. Airbnb rental income, OK. Direct lender out of Irvine California focusing on value-add residential, commercial and Business Purpose mortgages.

Maximum Loan Amounts to $30,000,000

75% LTV Hard Money

LTVs are based on borrower's real estate experience, type of transactions, subject property location, county and zip code, and the overall credit profile of the borrower.

Income, Liquid Assets and Employment

No personal income verification. Liquid Assets for Reduced Investor Pricing and Underwriter Guideline Exceptions.

Eligible Property Types

Single Family Residence Attached, (SFR-A), Single Family Residence Detached, (SFR-D), 2-4 Units, 5+ Multi-Family Units, Townhomes, Condominiums (<9 stories), Townhomes, PUD.

Available Terms

Short-term 6-18 months. 2 year and 3 year, and 7 year ARMs are also available for long-term rental investors. Interest-Only (I/O) available on all terms. Pre-Payment options are available for reduced pricing.

Loan Program Benefits

Inhouse control: Servicing, Fund Control, 5-Day Close 



Loan Scenario Form - Credit Check Not Required


Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin