Subject

     Purpose Please Select Purchase Refinance - Improve my Rate and or Term Refinance - Cash Out Construction

     If Cash Out, Amount Needed

     Loan Amount $

     LTV ( Loan to Value Ratio) Please Select 100% 97% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10%

     State Ex. CA

     * Required Subject Property Zip Code

     Property Type Please Select Single Family Residence - Detached Single Family Residence - Attached Condo - 4 Stories or Less Condo - 5 Stories or More 1 - 2 Units 2 - 4 Units 5 Units or More Mobile Home Manufactured Home Commercial Raw Land Ranch Condotel

     Occupancy Please Select Owner Occupied / Primary Non Owner Occupied / Investment Property 2nd Home / Vacation Property

     Position Please Select 1st Mortgage Stand Alone 2nd Mortgage 1st and 2nd Combo Open to Suggestions

     First Time Homebuyer  Yes  No

     How long do you intend on owning this property?
     Please Select 30 Days 1 Year or Less 2 to 3 Years 3 to 4 Years 4 to 5 Years 5 to 6 Years 6 to 7 Years 7 to 8 Years 8 to 9 Years 9 to 10 Years Not Sure She's a Keeper :)

 Term (Check all that you're considering)

30 Year Fixed  15 Year Fixed  10 Year ARM  7 Year ARM
5 Year ARM  3 Year ARM  1 Year ARM  6 Month ARM
1 Month ARM
30 Year Fixed Interest Only  15 Year Fixed Interest Only
10 Year ARM Interest Only  7 Year ARM Interest Only
5 Year ARM Interest Only  3 Year ARM Interest Only
1 Year ARM Interest Only 6 Month ARM Interest Only
1 Month ARM Interest Only
Option ARM  Fixed Rate Option ARM

     Credit Score's)
Equifax Trans Union Experian

or Middle Score

Ever File Bankruptcy? Yes  No

If yes, year and month discharged Month 01 02 03 04 05 06 07 08 09 10 11 12 Year 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994

Past Foreclosure? Yes  No

If yes, year and month of sale date  Month 01 02 03 04 05 06 07 08 09 10 11 12 Year 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994

Employment
Please Select W-2/Salary Employee W-2/Salary + Commission Employee Self Emloyed Both Self Employed and W-2 Salary Employee

     Income Documentation
     Please Selecet Full Doc - W-2 Wage Earner Full Doc - Self Employed Alt/ Lite Doc - Bank Statements - 24 Months Alt / Lite Doc - Bank Statements - 12 Months Alt/ Lite Doc - Bank Statements - 6 Months (SIVA) Stated Income / Verified Assets (SISA) Stated Income / Stated Assets (NO DOC) - No Job / Verified Assets (NO DOC) - No Job Retired

Income Documentation Notes. Example, Spouse/Co-Borrower info....

     Reserves - liquid assets,  approximate # of months of mortgage payments including Tax and Insurance (PITI) i.e. Checking, Savings, CD's, Retirement Acct.(s).....

Please Select 1 Month 2 Months 3 Months 4 Months 5 Months 6 Months 7 Months 8 Months 9 Months 10 Months 11 Months 12 Months 13 Months 14 Months 15 Months 16 Months 17 Months 18 Months 19 Months 20 Months 21 Months 22 Months 23 Months 24 Months > 24 Months
 

     Appraised Value/Market Value (if Known)

Your Message
Anything and Everything you feel we should know
(don't be shy)

     Full Name

     Email Address

     Best Contact Phone #

     Best Time To Contact You? Select ASAP Morning Afternoon Evening Anytime